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Loan Against Property

Unlock the value of your property for business or personal needs

Instant Loan Against Property

Unlock the potential of your property with our Loan Against Property solutions. Get high-value funding at competitive interest rates with flexible repayment options to meet your business or personal financial needs.

Loan Amount Starting from ₹15 Lakhs
Interest Rate 8% - 36% p.a.
Tenure 5 to 20 Years
Processing Time 48 - 72 Hours

**Note - T&C apply, No hidden charges

Check Eligibility
Loan Against Property

Leverage Your Property for Financial Growth

Our Loan Against Property (LAP) allows you to mortgage your residential or commercial property to meet your business expansion, education, medical, or other financial requirements while retaining ownership and usage rights.

Key Benefits:

  • Higher loan amounts at lower interest rates
  • Longer repayment tenure up to 20 years
  • Flexible end-use without restrictions
  • Continue to use your property
Loan Against Property

Eligibility Criteria

Age

21 - 70 years

Income

Min. ₹25,000/month

Property

Fully Constructed Property

Loan to Value

Up to 90%

Loan Against Property (LAP) – Proprietor (SENP)

For self-employed individuals raising funds against residential/commercial property.

Mortgage Loan

KYC Documents

  • Photo, PAN, Aadhaar
  • Address proof

Income Documents

  • Last 2 years ITR & financials
  • Last 1 year GST returns
  • Last 1 year business bank statements

Property Documents

  • Complete property chain
  • Registry / sale deed
  • Latest tax / utility bills

Note: Attach loan track of all existing loans.

Loan Against Property (LAP) – Partnership (SENP)

For partnership firms raising funds against residential or commercial property.

Partnership Firm

KYC Documents

  • Recent passport-size photograph
  • PAN Card – all partners & firm
  • Aadhaar Card – all partners
  • Address proof – all partners
  • Registration proof – office
  • Partnership deed

Income Documents

  • Last 2 years ITR with financials – firm & partners
  • Last 1 year GST return 3B
  • Last 1 year banking – savings & current account

Property Documents

  • Complete property chain documents
  • Registered sale deed / registry
  • Allotment / builder documents (if applicable)
  • Latest property tax / utility bills

Note: Any running loan requires latest loan track / repayment history.

Loan Against Property (LAP) – Private Limited (SENP)

For Private Limited companies mortgaging property to raise funds for business purposes.

Pvt. Ltd. Company

KYC Documents

  • Recent passport-size photograph
  • PAN Card – all directors & company
  • Aadhaar Card – all directors
  • Address proof – all directors
  • Registration proof – office
  • MOA & AOA
  • List of shareholders – CA letterhead with UDIN

Income Documents

  • Last 2 years company ITR with audited financials
  • Last 1 year GST return 3B
  • Last 1 year banking – savings & current account

Property Documents

  • Complete property chain documents
  • Registered sale deed / registry
  • Allotment / builder documents (if applicable)
  • Latest property tax / utility bills

Note: Any running loan requires updated loan track / repayment schedule.

Ready to Unlock Your Property's Value?

Get instant approval with minimal documentation and competitive interest rates

Apply Now